The Top Online Places for Treadmill Financing

With the economy being what it is, it is good to know you can get treadmill financing to spread out the payments of a new cardio machine. With deferred or no interest to pay for months, the offers are worth looking into.


Most of the ICON Fitness brands offer some kind of financing on new treadmills, including NordicTrack and ProForm, the two most popular and best selling brands they offer.

Treadmill Financing

They also have financing options for HealthRider, FreeMotion, Image, Weslo, Epic, Reebok, and Gold’s Gym treadmills.

Icon Financing uses Paypal Credit, with 6 months (180 days) of deferred interest and deferred payment when you spend at least $500. In other words, you make no payments for 6 months, and then pay the balance in full by the due date to avoid the finance charges. Interest accrues and will be added to your balance if you do not the pay in full by the expiration date of the special terms. (APR will be 19.99% variable.) Payments will then be calculated at 3% of the total or $25, whichever is greater. Shipping charges (if any) and taxes can be financed along with the treadmill.

A second treadmill financing option is 18 months of reduced payments and interest when you spend at least $1000. Pay 1.5% of the highest account balance and the APR is reduced to 19.99%. The balance must be paid by the expiration date of the special offer.

These special offers let you get more treadmill now, with affordable monthly payments. Here are two examples: the FreeMotion 3500 XLS at $2,699 will cost only $81 per month, or the Epic 600 MX treadmill at $999 is just $30 per month, if you choose to finance with ICON financing.

Note: Other manufacturers are working on special treadmill financing offers but it may not be available when you are ready to buy. For example, Sole Fitness does not offer financing at this time.

At Amazon, you can also get instant credit and be issued an Amazon Store Credit Card by filling out their simple application. Credit approval usually takes less than 30 seconds. There is no annual fee for the Amazon credit card, and they have exclusive treadmill financing offers such as No Interest for 6 months, 12 months, or 24 months, depending on the qualifying purchase. The card also provides Zero Fraud Liability, which means you are not held responsible if there are unauthorized charges made on your account. Minimum monthly payments are required with all offers, and interest will accrue from the date of purchase if the balance is not paid in full within the specific offer’s time period.

New! Comments

Have your say about what you just read! Leave me a comment in the box below.

Best Budget Brands


Best Value



Life Fitness

Comparison Charts

Treadmill Comparison Chart

Under $500

Consumer Reviews

Treadmill Consumer Ratings

Rave or rant about the treadmill you bought or used at the fitness center. Read reviews submitted by others.