The Top Online Places for Treadmill Financing

With the economy being what it is, it is good to know you can get treadmill financing to spread out the payments of a new cardio machine. With deferred or no interest to pay for months, the offers are worth looking into.

Workout Warehouse

One good place to check for treadmill financing is at Workout Warehouse, a popular site that sells ICON Fitness products. While they have a wide selection of cardio equipment, they can also hook you up with ICON financing to assist with the purchase of a new treadmill.

Treadmill Financing

ICON Fitness, the parent company to brands such as NordicTrack, Proform, HealthRider, FreeMotion, Image, Weslo, Epic, Reebok, and Gold’s Gym treadmills, has its own financing corporation to make purchasing their products easier.

Icon Financing offers 6 months (180 days) of deferred interest and deferred payment. In other words, you make no payments for 6 months, and then pay the balance in full by the due date to avoid the finance charges. Interest accrues and will be added to your balance if you do not the pay in full by the expiration date of the special terms. (APR will be 25.99% variable.) Payments will then be calculated at 3% of the total or $25, whichever is greater. Shipping charges (if any) and taxes can be financed along with the treadmill.

A second treadmill financing option is 12 months of reduced payments and interest. Pay 1.5% of the highest account balance and the APR is reduced to 16.99%. The balance must be paid by the expiration date of the special offer.

These special offers at Workout Warehouse lets you get more treadmill now, with affordable monthly payments. Here are two examples: the FreeMotion 3500 XLS at $2,699 will cost only $81 per month, or the Epic 600 MX treadmill at $999 is just $30 per month, if you choose to finance with ICON financing.

Note: Other manufacturers are working on special treadmill financing offers but it may not be available when you are ready to buy. For example, Sole Fitness does not offer financing at this time.

At Amazon, you can also get instant credit and be issued an Amazon Store Credit Card by filling out their simple application. Credit approval usually takes less than 30 seconds. There is no annual fee for the Amazon credit card, and they have exclusive treadmill financing offers such as No Interest for 6 months, 12 months, or 24 months, depending on the qualifying purchase. The card also provides Zero Fraud Liability, which means you are not held responsible if there are unauthorized charges made on your account. Minimum monthly payments are required with all offers, and interest will accrue from the date of purchase if the balance is not paid in full within the specific offer’s time period.


NordicTrack and ProForm are just two brands that offer financing at their websites with Bill Me Later®. This convenient checkout process lets you skip the lengthy application forms. All you need to do is fill in your birth date and last four digits of your Social Security number, and you are done. Approval is completed in about 3 seconds. The Bill Me Later way allows you to shop online at thousands of stores for all types of purchases. With Bill Me Later, you can set up a payment plan for purchasing a NordicTrack or Proform treadmill with special offers such as No Payments for 6 Months + No Interest if Paid in Full. A minimum purchase of $499 is required to qualify for this treadmill financing offer.

Buying a Treadmill Online – Where to Shop with Confidence

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